Privacy Policy

Introduction

At Premier Card Processing (“we,” “us,” “our”), we’re committed to protecting your privacy and safeguarding personal information. This policy explains how we collect, use, share, and secure data when you use our website, tools, or professional services—including statement reviews, interchange-plus rate analyses, network fee optimization, and related merchant services.

Collection of Information

Information you provide:

  • Name, email, phone number, company name, business details

  • Service requests (e.g., statement uploads, audits, consultations)

  • Support messages and preferences (newsletters, updates)

Information we process from your accounts (when you choose to share it):

  • Merchant statements, processing reports, POS/gateway logs

  • Billing/contact details, business categories, payment volumes

Automatically collected (via our site):

  • Device/IP, browser type, pages visited, timestamps, referral URLs

  • Cookie and analytics data to improve performance and security

How We Use Your Information

  • Provide services: audits, rate reviews, fee optimization, merchant account setup, POS/gateway integrations, virtual terminal & invoicing, ACH/eCheck enablement, Level 2/3 optimization

  • Communications: account notices, support responses, service updates, and (if subscribed) educational materials on PCI, chargebacks, POS, and pricing

  • Improve & secure: enhance site usability, prevent fraud, protect data integrity, and maintain PCI-aligned operations

Legal Bases (where applicable)

  • Contractual necessity: to deliver requested services

  • Legitimate interests: to improve our offerings and protect security

  • Consent: for optional communications and certain analytics/cookies

  • Legal obligations: compliance with payment network and regulatory requirements

Sharing with Service Providers

We may share limited data with trusted third parties solely to operate and deliver our services (e.g., secure hosting, analytics, customer support, document intake, payment infrastructure). All providers are bound by confidentiality and data-protection terms. We do not rent or trade your information.

Data Security

We apply administrative, technical, and physical safeguards, including:

  • Encryption in transit (TLS/SSL) and at rest where appropriate

  • Access controls, least-privilege principles, audit logging

  • Network/firewall protections and vulnerability management

  • PCI DSS–aligned practices across payment workflows

  • NACHA-aligned safeguards for ACH/eCheck processing

  • Support for risk controls (e.g., AVS/CVV, 3-D Secure 2, tokenization, vaulting)

No security program is perfect, but we continuously improve controls to help protect your data.

Your Rights

You have the right to:

  • Access the personal data we hold about you

  • Request corrections or updates to inaccurate information

  • Request deletion of your personal data where legally permitted

  • Withdraw consent for specific types of processing at any time

To exercise any of these rights, please contact us using the details below.

Data Retention

We retain information only as long as necessary to provide services, meet legal/accounting obligations, resolve disputes, and enforce agreements. When no longer needed, we delete or de-identify data in accordance with our retention policies.

Cookies & Similar Technologies​

We use cookies and similar tools to:

  • Keep sessions secure and functional

  • Analyze site performance and usage

  • Remember preferences
    You can manage cookies in your browser; some features may not function properly if disabled. See our Cookie Notice (if provided) for details.

Changes to This Policy

We may update this policy to reflect new legal requirements, standards, or service improvements. We’ll post updates here with a revised “Last Updated” date. Please review periodically.

Contact Us

Questions, requests, or concerns about privacy? Contact: