Lucas Graham

April 1, 2026 13 min read

Why Your Effective Processing Rate Matters More Than Your Quoted Rate (And How to Calculate It)

Credit card processing companies will often say that their rates are lower than those of other companies. For example, “Our rate is just 1.49%”, or “We can beat your current processor’s pricing.”...

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November 8, 2025 12 min read

How to Offer Flexible Payment Plans Without Risking Cash Flow

Today’s customers look for flexibility when it comes to paying products and services. This kind of flexibility, consisting of installment plans, BNPL, or subscription services, has increasingly become a huge selling point...

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October 13, 2025 11 min read

Everything You Need To Know About Scheduled Payments

Scheduled payments enable people and companies to schedule upcoming payments for bills, subscriptions, or services in advance. Pre-scheduling payments makes it easier to control finances, reduce missed deadlines, and experience regular cash...

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