Merchant Accounts (Omnichannel)
Our omnichannel merchant accounts give your business the flexibility to accept payments anywhere—whether in person, online, or on the go. With one seamless program, you can manage card-present, card-not-present, and mobile transactions while keeping costs predictable and operations secure. Backed by interchange-plus pricing and next-day funding, our accounts are designed to keep your business running smoothly.
Features
- Card-Present, Card-Not-Present, And Mobile Payments
- Next-Day Funding With Clear Cutoff Times
- Transparent Interchange-Plus Pricing
- PCI-Compliant Processing For Security
- Seamless POS And Payment Gateway Integration
- Customizable Options For Small Businesses And Enterprises
- 24/7 Local Support With Expert Guidance
Cut Payment Fees with Transparent Merchant Services
Uncover Hidden Fees with a Custom Processing Audit
Interchange-Plus Pricing & Rate Reviews
At Premier Card Processing, we believe in full transparency. Our interchange-plus pricing model ensures you only pay the true cost of processing plus a small, fixed margin—no hidden fees or confusing markups. Through free audits and rate reviews, we help you identify savings opportunities and provide cost-reduction playbooks tailored to your business.
Features
- Transparent Statements Without Hidden Fees
- Free Merchant Account Audits and Reviews
- Lower Effective Rates with Smart Cost Analysis
- Customized Savings Strategies for Small Businesses
- Clear Breakdown of Interchange, Assessments, and Markups
- Actionable Playbooks to Reduce Processing Costs
- Ongoing Support to Keep Fees Under Control
Next-Day / Same-Day Funding Options
Keep your cash flow moving with fast, reliable deposits. At Premier Card Processing, we offer both next-day and same-day funding to ensure your business has quick access to revenue. With clear cutoff times and straightforward terms, you’ll never be left guessing when your money will arrive.
Features
- Next-Day Funding for Faster Cash Flow
- Same-Day Funding Available When You Need It
- Clear Deposit Cutoff Times with No Surprises
- Improved Business Liquidity and Flexibility
- Ideal for Retailers, Restaurants, and Service Providers
- Works Seamlessly with POS Systems and Gateways
- Supported by 24/7 Local Assistance
Power Your Growth with Instant Funding Options
Unlock Same-Day Deposits for Your Business
POS & Smart Terminals
Run your business with confidence using modern POS systems and smart terminals. At Premier Card Processing, we offer countertop, handheld, wireless, and kiosk setups designed to keep transactions fast and customers happy. With built-in features for inventory, staff management, and tipping, our POS solutions make it easy to streamline operations while boosting efficiency.
Features
- Countertop, Handheld, Wireless, And Kiosk Options
- Built-In Inventory And Staff Management Tools
- Customizable Tipping And Checkout Features
- Seamless Integration With Payment Gateways
- PCI-Compliant Security For Every Transaction
- Compatible With Retail, Restaurants, And Service Providers
- 24/7 Local Support And Setup Assistance
Accept Payments Anywhere with Countertop, Wireless, and Handheld POS Solutions
Get Smart Terminals with Inventory, Staff, and Tipping Features Built Right In
E-Commerce Gateways & Plugins
Expand your online sales with secure, flexible e-commerce payment solutions. At Premier Card Processing, we provide hosted checkout pages, embedded forms, and shopping cart integrations that make it simple for your customers to pay. With advanced features like tokenization and secure card vaults, you can protect sensitive data while delivering a seamless checkout experience.
Features
- Hosted Checkout Pages for Easy Integration
- Embedded Payment Forms for Custom Sites
- Seamless Shopping Cart and Plugin Integrations
- Tokenization and Encrypted Data Storage
- Secure Vault for Card-On-File Transactions
- Supports Subscriptions and Recurring Billing
- Full PCI-Compliant Processing with Fraud Protection
Protect Customer Data Using Tokenization, Encryption, and a Secure Vault System
Protect Customer Data Using Tokenization, Encryption, and a Secure Vault System
Virtual Terminal & Invoicing
Accept payments from anywhere with our Virtual Terminal and Invoicing tools. At Premier Card Processing, we make it easy to send email or SMS pay links, schedule invoices, and manage recurring or partial payments. With built-in reminders and reporting, you’ll streamline billing while giving customers more convenient ways to pay.
Features
- Email and SMS Pay Links for Faster Payments
- Recurring Billing and Scheduled Invoices
- Partial Payment Support with Easy Tracking
- Automated Payment Reminders for Customers
- Secure, PCI-Compliant Virtual Terminal Access
- Ideal for Service Providers and Remote Businesses
- Integrated Reporting and Finance Tools
Streamline Your Billing Process with Secure Virtual Terminals and Easy Payment Reminders
Send Invoices Faster and Get Paid Sooner with Email, SMS, and Recurring Billing Options
Recurring Billing & Subscriptions
Make recurring payments effortless with card-on-file billing and subscription management tools. At Premier Card Processing, we help businesses reduce declines and improve customer retention through smart retries, automated dunning, and real-time account updater features. Flexible and secure, our recurring billing system ensures predictable revenue and a smoother customer experience.
Features
- Card-On-File Billing for Faster Payments
- Smart Retry Logic to Reduce Declines
- Automated Dunning Tools for Missed Payments
- Account Updater for Current Customer Data
- Supports Subscriptions and Membership Plans
- PCI-Compliant Security for Stored Card Data
- Detailed Reporting for Predictable Revenue Tracking
Streamline Membership Payments with PCI-Compliant Security
Reduce Declines with Smart Retries and Account Updater
ACH / eCheck Acceptance
Cut down on payment costs with ACH and eCheck processing. At Premier Card Processing, we provide a secure and affordable way to accept direct bank payments. With NACHA-aligned safeguards, our ACH solutions lower transaction fees, reduce chargebacks, and give your customers more flexible ways to pay.
Features
- Lower-Cost Payments Compared to Credit Cards
- NACHA-Aligned Security and Compliance
- Fast, Reliable Bank-to-Bank Transfers
- Ideal for B2B, Professional Services, and Recurring Billing
- Reduces Chargebacks and Payment Disputes
- Seamless Integration with Virtual Terminal and Gateways
- Improves Cash Flow with Flexible Payment Options
Protect Your Business with NACHA-Compliant Safeguards
Accept eCheck Payments Easily and Affordably
B2B Level 2/3 Optimization
Save more on business transactions with enhanced data pass-through for corporate and purchasing card payments. At Premier Card Processing, our Level 2 and Level 3 optimization tools ensure your transactions qualify for lower interchange rates—helping you reduce costs while keeping payments secure and compliant.
Features
- Qualify for Lower Interchange Rates on B2B Payments
- Level 2/3 Data Pass-Through for Corporate and P-Card Sales
- Improve Authorization Accuracy with Detailed Transaction Data
- Reduce Processing Costs for Wholesale and Enterprise Accounts
- Ideal for Manufacturers, Distributors, and B2B Merchants
- PCI-Compliant Processing with Fraud and Chargeback Protection
- Integrated with Gateways, Virtual Terminals, and POS Systems
